What is Long-term care insurance?

Whether you're a beginner or an expert, you will find this Glossary useful.

Long-term care insurance refers to health cost coverage of long-term care options such as nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic condition that needs constant supervision.

Long-term care insurance

Long-term care insurance refers to health cost coverage of long-term care options such as nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic condition that needs constant supervision.

LTC is not covered by health insurance and offers more flexibility than many public assistance programs.


Benefits of Long-term care insurance

- Great option for individuals who can't rely on family members for support to help cover out-of-pocket expenses

- Long-term care insurance product premiums are tax deductible



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