What is Fair Credit Reporting Act?

Whether you're a beginner or an expert, you will find this Glossary useful.

The Fair Credit Reporting act is the primary legislation that regulates the collection, access and the use of consumer information through credit reports.

what-is-fair-credit-reporting-act

Fair credit reporting act definition

The Fair Credit Reporting act is the primary legislation that regulates the collection, access and the use of consumer information through credit reports. It ensures fairness, accuracy and privacy of the personal information contained in the files of the credit reporting agencies.

Two key areas of focus are the protection of credit reporting information and the standards for how credit information is collected.


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