HR Glossary

Long-term care insurance

Long-term care insurance refers to health cost coverage of long-term care options such as nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic condition that needs constant supervision.

What-is-long-term-care-insurance

Long-term care insurance

Long-term care insurance refers to health cost coverage of long-term care options such as nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic condition that needs constant supervision.

LTC is not covered by health insurance and offers more flexibility than many public assistance programs.

Benefits of Long-term care insurance

– Great option for individuals who can’t rely on family members for support to help cover out-of-pocket expenses

– Long-term care insurance product premiums are tax deductible

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